CHANGE® the way you are rewarded

The CHANGE card is so much more than a simple payroll card. In addition to receiving your paycheck, CHANGE’s loyalty program is designed to help you can earn points on the job for the good work you do.* 

As you earn points with the loyalty program, you control how and when you redeem them for perks, which include gift cards to over 75 top merchants in the U.S.

*Check with your employment agency for this feature — as not all employers offer this service.

CHANGE Limited Use Card vs. Expanded Use Card

There are two different types of CHANGE Visa Prepaid card — Limited and Expanded. Your employment agency issues the Limited Use card, and you can upgrade anytime to the Expanded Use card.

Limited Use Card


Automatic payroll deposits
Earn points for the good work you do
Shop and pay bills anywhere
Access cash at ATMs, at banks via teller withdrawals, or cash back with purchases
No fees at in-network ATMs*
Bank transfers and account-to-account transfers
Integrated mobile app — track account balance, points, and perks

Expanded Use Card


Automatic payroll deposits
Earn points for the good work you do
Shop and pay bills anywhere
Access cash at ATMs, at banks via teller withdrawals, or cash back with purchases
No fees at in-network ATMs*
Bank transfers and account-to-account transfers
Integrated mobile app — track account balance, points, and perks
Automatic upgrade to Expanded Use card after 6 payroll deposits
Load cash anytime
Mobile check deposits
Third-party ACH deposits
Secondary/companion card available



*See Cardholder Agreement for full details.

CHANGE account information and mobile app

Access your account information anytime, anywhere. With the CHANGE mobile app, you can:

Check your account balance
View recent transactions
Make mobile check deposits*
Pay bills
Locate ATMs
View your reward points and more…

*Available only with Expanded Use CHANGE card.

Cash checks easily and conveniently with your mobile device

Need to cash a check on the go and have it deposited to your CHANGE account? Get your money in minutes using the Ingo Money mobile app.

How it works:

Download the Ingo Money App
Link to your CHANGE account in the Ingo Money App
Upload the check image
Get your money in minutes!

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Ready for CHANGE?

Get paid faster and more reliably by having pay loaded directly onto your payroll card. Click the button below or call 1-833-527-0398.

Issuer Statement

The CHANGE® Visa Prepaid Card is issued by Stride Bank, N.A. Member FDIC, pursuant to a license from Visa USA Inc. By activating or using the card, you agree to be bound by the Terms and Conditions associated with this program. See the Cardholder Agreement for fee schedule details.

Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa USA Inc.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A PREPAID ACCOUNT WITH BOLDCO® : TO HELP THE GOVERNMENT FIGHT THE FUNDING OF TERRORISM AND MONEY LAUNDERING ACTIVITIES, FEDERAL LAW, UNDER THE PATRIOT ACT, REQUIRES ALL FINANCIAL INSTITUTIONS OR ENTITIES SPONSORED BY FINANCIAL INSTITUTIONS TO OBTAIN, VERIFY AND RECORD INFORMATION THAT IDENTIFIES EACH PERSON WHO OPENS AN ACCOUNT. WHAT THIS MEANS FOR YOU: WHEN YOU OPEN AN ACCOUNT, WE WILL ASK FOR YOUR NAME, ADDRESS, DATE OF BIRTH AND OTHER INFORMATION THAT WILL ALLOW US TO IDENTIFY YOU. WE MAY ALSO ASK TO SEE YOUR DRIVER’S LICENSE OR OTHER IDENTIFYING DOCUMENTS AND USE RESOURCES SUCH AS CREDIT BUREAUS OR OTHER MEANS TO VERIFY THIS IDENTITY INFORMATION.

© COPYRIGHT BOLDCO. ALL RIGHTS RESERVED. THIS CARD IS ISSUED BY STRIDE BANK, N.A. PURSUANT TO A LICENSE BY VISA. STRIDE BANK, N.A. IS A MEMBER OF THE FEDERAL DEPOSIT INSURANCE CORPORATION (“FDIC”) AND ALL CARDHOLDERS FUNDS ARE INSURED BY THE FDIC IN ACCORDANCE WITH THE FDIC’S APPLICABLE TERMS AND CONDITIONS.

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