CARDHOLDER AGREEMENT SUPPLEMENT

This document supplements, and is a part of, your Cardholder Agreement. This supplement describes exceptions to the fees disclosed in the Cardholder Agreement. As between this supplement and the fee disclosed in the Cardholder Agreement, the lowest fee will apply.

CONNECTICUT
Your use of the card is voluntary. You may request that your employer pay you via other means such as ACH or paper check. You may obtain all the funds on your card by visiting a financial institution and requesting a Teller Assisted Cash Withdrawal at no cost. No fees are assessed for declined transactions. You are eligible for one (1) free Standard Replacement Card per year at no cost. An Inactivity Fee will be charged during each month in which there has been no cardholder-initiated, balance changing transactions for the prior twelve (12) months. Please note that third parties may charge fees in addition to the fees set forth in the Fee Schedule. You are eligible to receive a one (1) free printed statement every month and can request to receive these statements automatically for twelve (12) months by calling customer service.
HAWAII
For Hawaii workers, accounts with a balance of $0.00 and no activity for more than six (6) months will be closed.
ILLINOIS
For Illinois workers, there is no fee for the following:
1. Any Purchase, including any Purchase with PIN, Purchase without PIN, and International Purchase (Foreign Currency Conversion costs may apply, see your Cardholder Agreement for details)
2. Any Decline, including any ATM Withdrawal Decline, and Purchase Decline or any Teller Assisted Cash Withdrawal Decline. Additionally, the Inactivity Fee will be charged during each month in which there has been no cardholder- initiated, balance changing transactions for the prior twelve (12) months.
MINNESOTA
For Minnesota workers the Inactivity Fee is $0.00.
PENNSYLVANIA
Receiving your wages on this card is voluntary. You may request that your employer pay you via other means such as ACH or paper check. No fees will be charged for Point of Sale transactions. The inactivity fee of $4.95 shall not be charged until there has been no cardholder-initiated, balance-changing transactions for 12 consecutive months. Third parties may assess fees in addition to the fees assessed by the card issuer.
TEXAS
For Cardholders with a TX residential address, the Inactivity Fee will not be charged after the card has been inactive for more than twelve (12) months.
NEW YORK
Your employer may not require you to accept wages by payroll debit card. Your consent to receive wages is not valid until after 7 days from consent, and may be withdrawn in the future, by notifying your employer. You must be provided access to receive your full wages.

You can view available in network ATMs by using the ATM locators at: mychangecard.com or at www.moneypass.com.

The following transactions will be free:
• Domestic POS Purchase with Signature or PIN
• Domestic POS Decline / NSF
• Domestic MoneyPass® ATM Withdrawal or Balance Inquiry
• Inactivity Fee
• Teller Assisted Cash Withdrawal
• Printed & Mailed Statement Fee

The CHANGE Visa® Prepaid Card is issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. The use of the Card is subject to the terms and conditions.

Important Information for opening a Card account: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third parties to obtain, verify, and record information that identifies each person who opens a Card account. What this means for you: When you open a Card account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

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Third-Party Warning

You are leaving BoldCo, LLC's website and linking to a non-affiliated third-party site. Please be advised that you will link to a website hosted by another party, where you will no longer be subject to, or under the protection of, the privacy and security policies of BoldCo. We recommend that you review and evaluate the privacy and security policies of the site that you are entering. BoldCo assumes no liability for the contnet, information, security, policies, or transactions provided by these other sites.

Third-Party Warning

You are leaving BoldCo, LLC's website and linking to a non-affiliated third-party site. Please be advised that you will link to a website hosted by another party, where you will no longer be subject to, or under the protection of, the privacy and security policies of BoldCo. We recommend that you review and evaluate the privacy and security policies of the site that you are entering. BoldCo assumes no liability for the contnet, information, security, policies, or transactions provided by these other sites.

Third-Party Warning

You are leaving BoldCo, LLC's website and linking to a non-affiliated third-party site. Please be advised that you will link to a website hosted by another party, where you will no longer be subject to, or under the protection of, the privacy and security policies of BoldCo. We recommend that you review and evaluate the privacy and security policies of the site that you are entering. BoldCo assumes no liability for the contnet, information, security, policies, or transactions provided by these other sites.

Third-Party Warning

You are leaving BoldCo, LLC's website and linking to a non-affiliated third-party site. Please be advised that you will link to a website hosted by another party, where you will no longer be subject to, or under the protection of, the privacy and security policies of BoldCo. We recommend that you review and evaluate the privacy and security policies of the site that you are entering. BoldCo assumes no liability for the contnet, information, security, policies, or transactions provided by these other sites.

Third-Party Warning

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